Health insurance is one of the main pillars and foundations of social welfare. The adoption of health and especially health insurance which is one of the many important steps in close substantial reforms in the field of health of the country. This is made even more important by the Government of the Republic of Kosovo, respectively, the Ministry of health. In fact, efforts to finalize these profound reforms in the health sector have begun almost since the end of the war, but have been successful in this period of Government.
Health in recent years has been a priority of the Government, and this is reflected by the budget support. Despite the fact that the sector has had great need due to limited budgetary resources allocated budget is that year after year was the growth trend. Thus public expenditure on health (the budget for the Ministry of health and municipal subsidy for specific health), in total just over the last four years has increased by 40% (in 2011 the total was us $ 110,100,000 while in 2014 is 154.2 million euros). Positive trends of greater budget support are anticipated in the medium term, but increased investment in the field of health, will be provided by other funding sources, such as donors, loans from international financial institutions, etc. However, an important factor to increase the budget for health will be the formation of health insurance fund.
The importance of health insurance law in Kosovo is great because his absence caused problems and high costs. Even more time has been pointed out that Kosovo is the only country in Europe without health insurance system.
The very fact that this law will affect every household and every citizen of Kosovo can freely say that this is a historic achievement for our country. As it was necessary to create a new State for multiple systems from scratch, and even health insurance has become so.
In terms of health care costs is part of the economic life of a country.
So far, the health care system in Kosovo is based on inputs, and this includes wages, goods and services and capital investments. This means that planning for future periods could not be based on pertinent indicators, as is expected of consumption make, or achieved, but on wages, the number of employees in the field of health, etc. regarding the budgetary aspects and adequate long-term planning, and quality of this planning is one of the most important aspects of the reform.
With the completion of these reforms made significant changes in economic and financial budget planning in health.
Despite the well-known fact that you called "health paradox" (when it increases the cost of increasing the number of employees), that health expenses, such as expenses, but on the other hand they are entries for all employees in the health sector. And today in this sector employs some 13500 employees.
Employees health insurance fund will pay 3.5% of their gross salary and 3.5% by the employer for a total of 7%. This amount, which to the stage where we are not present a burden to employees, on the one hand, but also creates good premises to cover the financing of health services to citizens. It must be said that this level of pay is lower than in many other countries.
On the other hand, the Government will pay for more categories of difficult financial situation that welfare families, ex-prisoners, war veterans, people with disabilities, older people, returnees, etc these categories exempt from payment.
It is important to note that health insurance, but the overall reform of the health sector are carried out in coordination and cooperation with international financial institutions like the World Bank and the International Monetary Fund, which also helped and supported our country with professional analysis of her. To conclude successfully the recent reform of the Ministry of health has begun to implement a project financed by the World Bank.
Health insurance fund will help to increase the level of quality health services to citizens. Put on an equal footing with the private sector, which will stimulate competition, which in each case and circumstance is the first and decisive step towards the increase of the quality of health services.
Health insurance system and reform the sector increases the level, well-being, security and quality of life of our citizens, and as such represents one of the biggest hits of government policies in the social and health sector.
0 Komentar